Insurance for Colorado Electrical Contractor

Colorado Electrician Insurance

Orcutt Insurance group can help your Colorado or Denver electrical contracting business find affordable insurance. We will be able to provide general liability inland marine,  workers comp, commercial auto and other coverage tailored to the needs of your construction company.  Please contact us to discuss insurance that will cover all of your operations including residential, commercial, remodel or new construction.

Below we have outlined information that will help keep your insurance premiums from rising substantially.  The details will assist your company to manage risk and avoid potential claims that are common for your industry.

Property Insurance

  • If you have a shop materials should be stored to avoid fire

Liability Insurance – Course of Construction

  • Safety procedures to secure the job site should be in place to avoid injuries to other contractors and customers
  • Care taken to control the electrical flow to avoid power surges and the resulting damage
  • Installation of machinery done with preventing damage to new and existing linked machinery
  • Proper disposal process for old capacitors

Liability Insurance – Completed Operations

  • Quality control and full compliance with all construction, material and design specifications are necessary
  • Proper record keeping including work orders and change orders will aid the claim process

Inland Marine 

  • Consider coverage for construction materials in transit plus contractors equipment and tools owned or rented
  • Theft controls in place for storage at shop and job site

Automobile Liability Insurance

  • Age, training, experience, and drivers records should be included in hiring process
  • Order MVRs for employees at least once per year
  • Vehicle maintenance should be planned and well documented
  • Implement driver safety procedures and planning including loading, tie-down and unloading

Workers Compensation

  • Provide safety training including proper handling techniques for loading and unloading and job site safety procedures including use of ladders and scaffolding
  • Proper shutoff and lockout procedures to make sure wires are not live
  • Driver training to avoid accidents

Surety Bonds

  • Bid, Contract, Payment, Performance, Maintenance, License and Permit or any other bond

Please let us know if you have questions on the information above.  Orcutt Insurance Group has been providing insurance policies, service and advice in Colorado since 2004.  We are looking forward to speaking with you.  Please visit our construction insurance page for more information.

Thank you for your consideration.

The Orcutt Group Team

www.orcuttgroup.com