Colorado Wholesale Plumbing Supply Business Insurance
Insurance quotes, policies and service designed for Colorado or Denver plumbing supplies wholesale distribution and/or warehousing business. We provide general liability, property insurance, workers comp, commercial auto and other coverage tailored to the needs of your business including coverage at your location and delivery operations. Please contact us to discuss insurance options for your entity.
Below we have outlined information that will help keep your insurance premiums from rising substantially. The details will assist your company to manage risk and avoid potential claims that are common for your industry.
- Protection of the property at the warehouse and storage facility including proper storage, up to date wiring, fire alarm and sprinklers
- Theft of property is a concern – alarms, guards, lighting, fencing and other protections should be considered
- Inland Marine – to cover goods in transit and mobile equipment including forklifts, cherry pickers and hand trucks
- Employee theft –keep ordering and inventory as separate employee responsibilities and procedures to monitor inventory
- Do vehicles have logos and names of manufactures? Do vehicles have alarms? Are vehicles left unlocked and unattended when unloading?
- Coverage to meet the terms of your lease and to protect the premise from slip and fall claims
- Clearly marked areas for customer pickup with customers confined to specific areas
- Order MVRs for employees at least once per year
- Vehicle maintenance should be planned and well documented
- What is the radius of operations?
- What is the procedure for drivers involved in an accident?
- Where are vehicles stored when not in use?
- Implement driver safety procedures and planning
- Common injuries for employees include back injuries, sprains and strains from lifting.
- Provide safety training including proper handling techniques for loading and unloading
- Driver training to avoid accidents
Please let us know if you have questions on the information above. Orcutt Insurance Group has been providing insurance policies, service and advice in Colorado since 2004. We are looking forward to speaking with you.
Thank you for your consideration.
The Orcutt Group Team