Hotel Motel Insurance Colorado

Fraser Valley in June

Colorado and Denver Hotel, Motel, Inn, B&B, Hospitality Insurance

Do you own or operate a hotel or motel in Colorado or Denver? Orcutt insurance can help your company obtain affordable insurance tailored to your unique business.  Below are a list of questions that, if addressed properly, will keep your insurance premium from rising significantly.   Please contact us to discuss insurance for your hospitality business.

Property Insurance:

  • Is appropriate safety equipment in place and inspected regularly?
  • Are alarms in all rooms?
  • Is smoking restricted?
  • Are flammables stored properly?
  • Is wiring up to code?

Crime Coverage:

  • What procedures does the risk have in place to prevent employee theft of employer’s property, money, checks or other goods?
  • Are references required? Are references and background checks done?
  • What procedures are followed if an employee does commit theft?
  • How is theft prevented?
  • What controls are in place for rooms and boxes?

Liability Insurance:

  • Are adequate exits available?
  • Are stairways, railings, elevators, and floor coverings in good condition, meeting all life safety regulations and concerns?
  • How good is the overall care and maintenance of the premises?
  • Are rooms re-keyed after each use?
  • Are master keys kept secure and accounted for at all times?
  • What services and recreational facilities are offered to patrons? (pools, spas, exercise rooms all have unique exposures)

Other items to consider: commercial auto coverage for owned vehicles, workers compensation for employees, guest property coverage, accounts receivable, valuable papers, liquor liability, hired non-owned auto, employment practices liability, garagekeepers

Please contact Orcutt Insurance Group to discuss your insurance needs.  For more information visit our hotel/motel insurance web page. We are looking forward to working with you.

Thank you for your consideration.

The Orcutt Group Team